Buy the Products You Deserve in Affordable Monthly Installments with Home Credit Loan. Overcome Your Financial Worries with Home Credit. Avail of Our Product Loans Today! No Credit Card Needed. Regulated by BSP. Fast Approval. No Hidden Charges.
Now you can totally get loan with Home Credit because of the fast approval time, simple documents, interest rate loans, POS network dominance nationwide.
Amount and Term
- Loan Amount: From PHP 3,000 to PHP 150,000
- Loan Term: From 3 months up to 60 months
*all parameters vary per customer
Interest Rate
- Minimum – 1.99% per month; 23.88% p.a
- Maximum – 6.45% per month (only for loan terms 6 months and above); 77.4% p.a
*Interest rates vary per customer
Sample Calculation
- Loan Amount: PHP 15,000
- Loan Term: 12 months
- Interest Rate: 1.99%
- Loan Processing Fee – PHP 500 (fixed amount)
- Monthly Installment: PHP 1,418
Total Loan Cost: PHP 17,516
About Home Credit Philippines
As a global tech-driven consumer finance company, Home Credit understands how technology can impact people’s lives. In all nine countries we are present in, from Czech Republic and Kazakhstan all the way to the Philippines, we use technology to change how people buy and afford the things they need.
When we launched in Manila in 2013, our goal was simple: to provide financial tools even to first-time borrowers, at a speed that no one else can match. We are proud to have introduced these inclusive products to the country, and along the way, we at Home Credit Philippines have grown our customer base to close to seven million clients, and our workforce to over 13,000 employees.
We’ve impacted countless lives-our customers’, and our own people’s.
Now, as the consumer finance landscape shifts to digital, Home Credit is undergoing a transformation of its own, and digitizing its products and services-allowing customers to avail of Home Credit’s products even faster and easier through tools such as the My Home Credit mobile app.
In the process, the company aims to reposition itself: from a company known for its in-store loans, to a modern, digital company that provides innovative financing tools to the Filipino market. A tech-driven company that is there for the customer in every step of the customer experience—whether they are inside the store, or in the comfort of their homes.
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